MeerKats Product Brochure
MeerKats Take Out Menu
Why clients need E&O

 

CNA A&E application	Insight A&E application
Lexington A&E application

 

Insight Accountants application

 

BAM application
BAM Renewal application

 

 

Great American Property Application	Great American Basic Application
Great American Contractors Eq. Application	Great American DIC Application
Great American EDP Application
Great American Motor Truck Cargo Application

 

 

 

The i-bind program allows an agent to complete an entire end-to-end transaction – enter submission info, generate multiple quote options, bind a policy – in as little as one minute. No signed application is required.

Introduction slide show

To see more on i-bind click here:

Directors and officers (D&O) liability

Employment practices liability (EPL)

Fiduciary liability

Errors & Omissions

Limits of liability up to $10 million are available on a shared or stand-alone basis

Coverage is available on an admitted basis on Darwin National Assurance paper

Features & Highlights:

• D&O, EPL, Fiduciary and E&O can be written mono-line or in any combination as a package policy

• Broad definition of Claim

• Broad definition of Employee

• Broad definition of Subsidiary

• Broad definition of Loss

• Duty-to-defend

• Broad definition of Employment Practices Wrongful act

• Third-party coverage

• 75-day post-policy reporting period

• Non-cancelable by insurer

• Continuity available

• $0 D&O and EPL retentions are available on eligible not-for-profit accounts

• Free policyholder Workplace HELPLINE services*

 

Nine questions. One minute. One binder.

• Applicant name
• Zip code
• Private or NFP account
• Coverage - D&O, EPL, Fiduciary
• Description of operations
• # of Full-time employees
• # of Part-time employees
• Total assets*
• Total revenue

*Only needed for private companies

Meerkats i-bind application	i-bind coverage
i-bind frequetly asked questions	Risk Management & Client Services
MeerKats products and the i-bind program

 

Contact MeerKats Group to find out how.

Voice: (503) 517-4400

Fax: (503) 601-5841

Mobile: (503) 333-2898

E-mail: tom@meerkatsgroup.com

Great American property appoints MeerKats Group for

E-Risk ap

E-Risk appoints Meerkats Group for all their products

MeerKats Group appointed by the DARWIN (i-bind) facility.

Beazley USA appointed MeerKats Group.

 

We are looking forward to working with you. Send your applications to submit@meerkatsgroup.com

We will be announcing our schedule of CE classes soon.

What is a meerkat?  These small mammals who live in the Kalahari desert weigh on average about 1.60 lbs. Its long slender body and limbs give it a body length of 1 to 2 feet and an added tail length of 7 to 10 inches. Its tail is not bushy like all other mongoose species, but is rather long and thin and tapers to a black or reddish colored pointed tip. The eyes always have black patches around them, which help deflect the sun's glare

Meerkats are primarily insectivores, but also eat lizards, snakes, scorpions ,spiders, plants, eggs, small mammals, millipedes, centipedes and, more rarely, small birds. They are partially immune to certain venoms; they can eat scorpions as they are immune to the very strong venom of the scorpions in the Kalahari, unlike humans. They have no excess body fat stores, so foraging for food is a daily need.  Because of the need to constantly forage for food, a “sentry” is always on guard watching for predators while the others search for food.  Sentry duty is usually an hour long.

Why use the name “Meerkats”?  I’ve always admired the altruistic behavior present in the meerkat clans, and their unwaverly loyalty to one another to ensure the survival of their species. One way they demonstrate their altruistic behavior within their colonies is to have one or more “sentries” while others are foraging or playing, to warn them of approaching dangers. When a predator is spotted, the meerkat performing as sentry gives a warning bark, and other members of the gang will run and hide in one of the many bolt holes they have spread across their territory. The sentry meerkat is the first to reappear from the burrow and search for predators, constantly barking to keep the others underground. If there is no threat, the sentry meerkat stops signaling and the others feel safe to emerge.  They are always looking out for one another.  Meerkats babysit the young in the group. Females that have never produced offspring of their own often lactate to feed the alpha pair's young, while the alpha female is away with the rest of the group. They also protect the young from threats, often endangering their own lives. On warning of danger, the babysitter takes the young underground to safety and is prepared to defend them if the danger follows. If retreating underground is not possible, she collects all young together and lies on top of them.  They have been known to stand on one anothers shoulders in order to gather honey from nearby trees.

Actually, to be honest, I just like the name!!!

What Meerkats Group does for you – we are your sentry – so be a part of our MeerKat family and we will watch out for you and your clients.

MeerKats has an openings in all major cities for a Surplus Lines Broker including Portland. Earn 35% of every dollar produced. Send your resume` to Employment@meerkatsgroup.com.

Things to think about

• The pursuit of happiness is the source of all unhappiness.
• Do one thing a day that scares you.
• That which matters the most should never give way to that which matters the least.
• Listen, Listen, Listen and then ask strategic questions.
• Write down your short and long-term GOALS four times a year. Two personal, two business and two health goals for the next 1, 5 and 10 years. Goal setting triggers your subconscious computer.
• Life is full of setbacks. Success is determined by how you handle setbacks.
• Your outlook on life is a direct reflection of how much you like yourself.
• What we do to the earth we do to ourselfs.
• Friends are more important than money.
• Breath Deeply and appreciate the moment. Living in the moment could be the meaning of life.
• The world is changing at such a rapid rate that waiting to implement changes will leave you 2 steps behind. DO IT NOW, DO IT NOW, DO IT NOW.
• Stress is related to 99% of illness.
• Jealousy works the opposite way you want it to.
• Observe a plant before and after watering and relate these benefits to your body and brain.
• Practice Yoga so you can remain active in physical sports as you age.
• Successful people replace the words 'wish' 'should' and 'try' with 'I WILL'.
• Creativity is maximized when you're living in the moment.
• The conscious brain can only hold one thought at a time. Choose a positive thought.
  

Cigar Insurance
A Charlotte, NC, man having purchased a case of very rare, very expensive cigars insured them against fire among other things. Within a month, having smoked his entire stockpile of cigars and without having made even his first premium payment on the policy, the man filed a claim against the insurance company.
In his claim, the man stated the cigars were lost "in a series of small fires". The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion. The man sued.... and won.
In delivering the ruling the judge agreeing that the claim was frivolous, stated nevertheless that the man held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure against fire, without defining what it considered to be "unacceptable fire", and was obligated to pay the claim.
Rather than endure a lengthy and costly appeal process the insurance company accepted the ruling and paid the man $15,000 for the rare cigars he lost in "the fires".
After the man cashed the check, however, the insurance company had him arrested on 24 counts of arson. With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 months in jail and a $24,000 fine.